LOW COST CONVEYANCING

Our network of solicitors operates throughout the UK and we are able to give a competitive quote for low cost conveyancing anywhere in England, Scotland, Wales or Northern Ireland. Where possible we deal with matters electronically and there is no need for any of our clients to ever attend our offices. Clients who do not have access to a computer can still be dealt with efficiently by use of post and telephones and will find our service still proceeds at a fast pace due to use of modern technology again without the necessity to attend any law office. Our solicitors are all based outside of the major metropolitan centres and as such are able to offer low cost conveyancing due to substantially reduced overheads. For a free no obligation quotation just use the helpline or complete the contact form.

What is joint property ownership?

Two or more people can own property jointly in two different ways :-

1. As joint tenants

   This is the most commonly practiced form of joint property ownership. When a couple decide to live together or get married, they normally own their property as joint tenants. In the event that one of the partners passes away, the surviving partner automatically gains sole ownership of the property, regardless of what is stated in the will.

2. As tenants in common

   Under this arrangement the joint owners effectively own the property separately. This means that in the event that one of them passes away, the other does not automatically get the deceased�s share as in a joint tenancy. In this case, the will determines how the property is dealt with. In the absence of a will, intestacy rules require that the deceased�s share go to his next of kin as determined by law. In either case a grant of probate or letters of administration is required in order to be able to deal with the deceased's share in the property. This is in contrast with a joint tenancy which only requires a death certificate.

What is a restrictive covenant?

A restrictive covenant is a stipulation included in title deeds which indicates a constraint regarding how the property can be used. In order to remove or amend a restrictive covenant it is necessary to make an application to the court alternatively it is possible to obtain a waiver from the person who benefits from the restrictive covenant.

What does the buyers solicitor do to earn his fees?

A solicitor must ensure that the person selling the property is the actual owner and has the right to sell. The solicitor must also investigate the property to make sure that the buyer knows all about the property and about anything that may affect the property in the future. The solicitor must deal with the documents and arrange for a contractual agreement and thereafter complete the sale and register the details at the land registry. Our solicitors are based outside the metropolitan areas, have low overheads and carry out many of the necessities online thereby enabling them to offer low cost conveyancing.

What is stamp duty?

A purchaser of a property is required to pay a government tax. The Chancellors coffers benefits from this tax, which is called stamp duty. Not all purchases are required to have stamp duty. Only purchases that go beyond a threshold are charged with stamp duty and the amount varies depending on the price and location of the property.